OUR SERVICES

Our goal is to help you reach yours through the provision of tailored advice and services appropriate for your life stage, financial circumstances and lifestyle objectives. This journey is ongoing and we review and tweak your plan along the way – with the ultimate goal of delivering financial independence.

Our services, and more importantly the benefits they provide:



Financial Planning & Advice

Peace of Mind

Regardless of your age, life stage or wealth, it is never too early or too late to seek financial advice and develop a solid financial plan that will ensure you are on track to meet your objectives, goals and dreams.


Superannuation & Retirement Planning

Growing your future

On average, Australians spend one-third of their life in retirement. We ask you to picture your retirement and ensure that you will be able to afford the retirement lifestyle you want and deserve. We also ensure that you make the most of the tax efficiencies and compounding returns that may be available to you through Superannuation to maximise your retirement wealth.


Insurance

Protecting your assets

Protection of yourself, your family, your assets and your legacy should be your ultimate goal. We work with you to ensure you are protected and that you have flexibility and choices when times are tough or if you are touched by a personal misfortune.

Depending upon your situation and where you are in your life cycle, the insurance options may include a combination of the following: Life Insurance, Disability Insurance, Income Protection Insurance, Trauma Insurance, Buy/Sell Funding and Key Person Insurance.


Investment Advice

Creating a Nest Egg

Our team of advisers ensure they are kept up to date of current market conditions and can guide your investment decisions and add value through aligning your personal life goals to appropriate and risk tolerable investment solution.

We deliver this through using a range of the following:

    • Wealth creation strategies
    • Portfolio construction
    • Managed investment funds
    • Geared investment portfolios
    • Direct share services
    • Ongoing personalised portfolio reviews

To enable us to provide current, relevant and first class investment market information, we utilise the services of specialist organisations such as strategic research partners.


Self-Managed Superannuation Funds

Managing Your Destiny

Depending on your current situation and your goals, a Self Managed Superannuation Fund (SMSF) can be an ideal Wealth Preservation, Enhancement & Transfer strategy for many individuals, families and small business owners wishing to build tax effective wealth and protect their assets over time. Our team can work with you to determine whether a SMSF strategy is appropriate for you and provide advice regarding establishment, management, administration, compliance and reporting.


Family Wealth Succession Planning

Planning for Beyond Tomorrow

Within our Estate Planning Framework, Family Wealth Succession Planning covers all aspects of personal and business circumstances, and is crucial to ensuring the right assets pass to the right people at the right time.
Our approach is to work with you to tailor a succession plan for your specific circumstances. This includes dealing with all assets you might regard as yours, whether they are held personally, through a trust, through business interests or an entitlement under a life insurance policy.

Family Wealth Succession Planning solutions we cover include:

  • Structuring of affairs
  • Developing Asset protection strategies
  • Exit strategies from a company or business
  • Wills, Testamentary Trusts, Powers of Attorneys
  • Shareholder agreements


Small to Medium Business Advice and Services

Business Strategies

Business Advice and Services – assisting small and medium business develop strategies to maximise efficiencies, improve operations and productivity and most importantly achieve success.


Banking and FInance Services

Financial Management

When structured correctly and aligned with other aspects of your financial objectives, debt can be a very effective tool in the creation of wealth. Our lending team can work with your Adviser to ensure that the best available lending solutions are offered whether purchasing a home, investment property, consolidating existing debts or implementing a gearing facility for investment purposes.


Aged Care Advice and Guidance

Third Age Independent Living

Aged Care is one of the most difficult issues confronting today’s families, but it’s something we all need to prepare for – be it for family, older friends, or ourselves.

Working out the best aged care option can be a confusing and complex process. We assist in simplifying the process and providing a guide on how best to structure finances.

Our role is to help you (and your family) understand how the aged care decisions they make affect their financial position.